So, I had my mom do my taxes yesterday. I found out that my return, is almost exactly enough to pay off both of my credit cards!!!!! This is very good. I have never had a late payment or anything, I pay like $10 every paycheck, but then I turn around and spend it. So, I have good credit, no late payments, just high balances. Basically what I pay each month is just interest. Once I pay them off, I am going to put them in a zip lock baggie, fill it with water, and stick it in the freezer at my apartment. That will stop me from my impulse buys. I will have to go home, and wait until the ice melts, and then decide if the thing I want to purchase is still important enough to go get.
I got 2 new house plants yesterday. Zoey has not allowed mommy to have house plants, so I got a hook and hung one from my ceiling, and I put one in my entertainment center behind a glass door. The only plant I can leave out in the open is my cactus
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The landlord is coming to my apartment today to fix my silverware drawer, and so I had to put Zoey, Zoey's litter box, food and water, and her toys in my room with the door closed. Does anyone want to place bets that Zoey shits in one of my shoes?
Yeah me too...it would take a miracle of God for me to come into a lump sum of money large enough to pay off my credit cards....biggest mistake of my life! They are handy to have around until you lose your job and depend on them to pay bills..and then can't pay them off!
But congrats, I'm sure that's a HUGE load off your shoulders!! I can't WAIT to do my taxes...any little bit is better than nothing.
God, I hope I don't have to pay anything!
I have to get a credit card ASAP because I have no credit at all. Kinda crappy I hear. But at least I don't have huge credit card bills yet.